At HSBC, the health and well-being of our employees remains of utmost importance.  Many of our roles are permitted to work from home (in states in which HSBC is licensed to operate) until further notice. Upon resumption of normal operations, this role may be performed at our New York, New York office.

The Bank’s front line business model is constructed around Credit Management (CM) and Relationship Management (RM) teams that serve as the anchor for relationships and coordinate with product partners (such as Capital Financing, Global Liquidity & Cash Management (GLCM), Global Trade & Receivables Finance (GTRF), Private Banking, and Global Banking & Markets (GBM)) to offer solutions based on customer needs and business complexity. Particular focus is placed on companies that have an international footprint and/or aspire to grow internationally and use HSBC for its global connectivity and expertise.

About Us

Credit Management provides front line credit and risk ownership including writing credit papers, performing credit analysis, modeling projection and enterprise valuation analysis, coordinating with internal partners (such as Credit Risk, relationship managers, global partners, and product teams), client engagement on credit risk and structuring, and delivering sound recommendations based on robust business, relationship, and industry analysis using experienced judgment and conforming with internal credit policies/guidelines and external regulatory requirements.

International Subsidiary Banking (ISB) is an integral part of HSBC that runs subsidiaries of companies (on behalf of a globally managed Parent company) around the world. The ISB team consists of a network of dedicated bankers in nearly 50 countries, running over 22,000 subsidiary client relationships. ISB bankers work with global relationship managers (GRM) and product partners to understand and deliver on customers’ international needs while striving to provide consistent, in-depth and dedicated coverage across the HSBC network.

Role Expectations

• Collaboration with GRM/RM/ARM on legal documentation, coordination with DAC/Internal Legal/Compliance and various other partners on syndicated and bilateral deal processes, coordination with external legal as applicable (responsibilities may vary by team)

• Review/understanding of field examinations and application of recommendations, environmental reports, appraisals, and other reports as applicable

• Proficiency in modeling sophisticated financial analysis, projection scenarios, and enterprise valuations including managing the challenge process with offshore teams and the credit approval unit (CAU)

• Ability to assess industry research, peer selection and analysis, compilation of an estimated EV summarized in a formal report, correspondence with CAU reviewer and independent EV Validator

• Strong ability to drive credit transactions with the client and CAU, and to articulate the broader picture while remaining sufficiently detailed and organized

• Shown master of CARM system and Credit Template / Underwriting Procedure

• Assist with WMR credit reviews, Internal Audits, Regulatory Liaison office as applicable

• Proven track record to remain current on all required training classes, including credit policy certification

• Experience with asset based lending/asset reliant structures a plus.