If you are looking for a rewarding career Farm Credit West may be a great fit for you. With more than $12 billion in assets, Farm Credit West and its wholly owned subsidiaries are cooperatively-owned institutions providing financial services to farmers, ranchers and agribusinesses.
Our employees represent some of the best finance, accounting and credit professionals around, and our technology, administrative and creative staffs are top shelf. We invite you to join our underwriting team.
Key Job Responsibilities
Perform a variety of functions including, but not limited to:
Ability to spread financial information, including: balance sheet, tax return, borrower- or accountant-prepared statements.
Knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis.
Solid understanding of Generally Accepted Accounting Principles (GAAP), taxation, legal forms of organizations, and business law.
Knowledge of financial modeling techniques and preparation of pro forma financial statements.
Ability to perform discounted cash flow analysis, capital budgeting (internal rate of return, net present value, etc.), and equity valuation calculations.
Ability to incorporate information from many sources to identify underwriting risks and articulate a concise recommendation.
Knowledge of complex lending, financial structuring and credit arrangements, and bank products.
Solid understanding of credit underwriting policies, procedures, processes, collateral valuation, and documentation.
Advanced ability to use spreadsheet, word processing, and database applications.
Excellent interpersonal, negotiation, presentation, oral and written communication skills.
Knowledge, Skills, Abilities
Broad knowledge of credit and financing and the ability to analyze all components on standard and complex credits.
Strong decision making skills as well as strong interpersonal, communication, customer service and team skills.
Possess proven, effective problem solving skills as well as effective negotiating and influencing.
Possess advanced computer skills including MS Office applications and other related industry applications.
Must be able to travel to perform certain required duties
Minimum Qualifications
Bachelors degree in Agribusiness, Business, Accounting, Economics or related field with 0-3 years of relevant work experience. Relevant experience may be substituted for education.
Agricultural credit analysis experience preferred.
Levels of Supervision Exercised and Received
Exercises no supervision over other team members and works under general direction and supervision of the Senior Vice President Regional Underwriter.
Benefits Offered by Farm Credit West
Commitment to agriculture and the communities we serve
Family friendly work environment
Investment in employee development
Medical, Dental and Vision coverage
Outstanding 401k automatic 3% employer contribution, plus match up to 6%
Generous Paid Time Off (Including vacation, sick, volunteer time, plus 11 paid holidays)
Competitive Incentive Compensation Plan
Disability & Life Insurance
Employee mental, physical, and financial wellness programs
