Chase Consumer & Community Banking (CCB) serves more than 64 million consumers and 4 million small businesses with a broad range of financial services, including bank accounts -deposits and payments services, small business lending, mortgages, credit and debit cards, auto finance and investment advice.
The JPMorgan Chase Legal Department is responsible for providing legal services to the firm and is organized by practice groups that generally align with the firm™s lines of business and corporate staff areas. This structure encourages legal teams, businesses and staff areas to address legal, regulatory and business developments effectively and in a timely manner.
The Legal Department is seeking a highly motivated individual to join its CCB Payments, Product & Digital legal team. The CCB Payments, Product & Digital legal team supports payments initiatives and platforms across CCB and Wholesale (e.g., Zelle, RTP, Wires, Quick Deposit, digital currencies and embedded banking) and supports the digital channels (web and mobile app) utilized by the CCB lines of business. The successful candidate must have excellent oral and written communication skills, strong people skills, the ability to meet strict deadlines, the ability to understand new areas of law and regulations quickly and meet the needs of a demanding and fast-moving client group. The position will be located in Columbus, Ohio, Jersey City, New Jersey, New York, New York, Philadelphia, Pennsylvania, Plano, Texas, Tampa, Florida, Washington D.C., Chicago, Illinois or Wilmington, Delaware.
The role will involve the following:
Providing strategic, commercially pragmatic and trusted legal advice to the business as to the reasonableness or viability of digital products and services (including payments products and services).
Developing subject matter expertise on the applicable regulations, laws, network rules and agreements governing the various payment types offered to CCB clients.
Partnering closely with the business and product cabinets to understand the payments vision and strategy and be positioned to identify issues or concerns early-on and propose resolution in a timely manner.
Issue-spotting, researching and appropriately escalating risks and concerns related to anti-trust, data aggregation and data use, ESIGN, ADA, TCPA, UDAAP/UDAP UETA, and GLBA.
Providing ongoing support and assistance to business clients, other legal teams and functional partners as to contract interpretation, new business initiatives, and regulatory rule making (including in the alternative and emerging payments space and overall payments industry).
Participating in legal department and/or cross line of business initiatives and projects, including responding to regulatory requests in the digital and payments space and fostering awareness of emerging digital and payments issues across CCB legal.
Collaborating with other functional partners to ensure appropriate awareness and escalation of issues as they arise.
Managing external counsel when engaged to give advice on a particular issue.
Some travel may be required to spend time with business clients.
Qualifications: In addition to the requisite legal credentials and experience, candidates should possess:
JD or educational equivalent required. Attorney candidates must be in compliance with all relevant licensing requirements including the requirements of the jurisdiction where the role will be located prior to commencement of employment.
6+ years of legal practicing experience in a law firm or in-house legal department
Experience in the legal department at a large bank or other financial services company or financial technology company is a plus
Prior experience with digital, payments and/or technology matters is a significant plus
Excellent verbal and written communication skills
Strong collaboration skills, and ability to work as part of a team to meet the expectations of our business partners and other stakeholders
The perseverance and patience necessary to work through ambiguity and see a matter through to completion
Ability to think strategically and tactically
Strong analytical and problem-solving skills; sound judgment
Excellent decision-making skills, combined with effective time management and project management/planning skills
A good sense of humor and the ability to stay calm under pressure
An ability to comfortably operate in a fast-paced, constantly changing environment
All candidates for roles in the Legal department must successfully complete a conflicts of interest clearance review prior to commencement of employment.
Keyword: consumer%20banking
Chase Consumer & Community Banking (CCB) serves more than 64 million consumers and 4 million small businesses with a broad range of financial services, including bank accounts -deposits and payments services, small business lending, mortgages, credit and debit cards, auto finance and investment advice.
The JPMorgan Chase Legal Department is responsible for providing legal services to the firm and is organized by practice groups that generally align with the firm™s lines of business and corporate staff areas. This structure encourages legal teams, businesses and staff areas to address legal, regulatory and business developments effectively and in a timely manner.
The Legal Department is seeking a highly motivated individual to join its CCB Payments, Product & Digital legal team. The CCB Payments, Product & Digital legal team supports payments initiatives and platforms across CCB and Wholesale (e.g., Zelle, RTP, Wires, Quick Deposit, digital currencies and embedded banking) and supports the digital channels (web and mobile app) utilized by the CCB lines of business. The successful candidate must have excellent oral and written communication skills, strong people skills, the ability to meet strict deadlines, the ability to understand new areas of law and regulations quickly and meet the needs of a demanding and fast-moving client group. The position will be located in Columbus, Ohio, Jersey City, New Jersey, New York, New York, Philadelphia, Pennsylvania, Plano, Texas, Tampa, Florida, Washington D.C., Chicago, Illinois or Wilmington, Delaware.
The role will involve the following:
Providing strategic, commercially pragmatic and trusted legal advice to the business as to the reasonableness or viability of digital products and services (including payments products and services).
Developing subject matter expertise on the applicable regulations, laws, network rules and agreements governing the various payment types offered to CCB clients.
Partnering closely with the business and product cabinets to understand the payments vision and strategy and be positioned to identify issues or concerns early-on and propose resolution in a timely manner.
Issue-spotting, researching and appropriately escalating risks and concerns related to anti-trust, data aggregation and data use, ESIGN, ADA, TCPA, UDAAP/UDAP UETA, and GLBA.
Providing ongoing support and assistance to business clients, other legal teams and functional partners as to contract interpretation, new business initiatives, and regulatory rule making (including in the alternative and emerging payments space and overall payments industry).
Participating in legal department and/or cross line of business initiatives and projects, including responding to regulatory requests in the digital and payments space and fostering awareness of emerging digital and payments issues across CCB legal.
Collaborating with other functional partners to ensure appropriate awareness and escalation of issues as they arise.
Managing external counsel when engaged to give advice on a particular issue.
Some travel may be required to spend time with business clients.
Qualifications: In addition to the requisite legal credentials and experience, candidates should possess:
JD or educational equivalent required. Attorney candidates must be in compliance with all relevant licensing requirements including the requirements of the jurisdiction where the role will be located prior to commencement of employment.
6+ years of legal practicing experience in a law firm or in-house legal department
Experience in the legal department at a large bank or other financial services company or financial technology company is a plus
Prior experience with digital, payments and/or technology matters is a significant plus
Excellent verbal and written communication skills
Strong collaboration skills, and ability to work as part of a team to meet the expectations of our business partners and other stakeholders
The perseverance and patience necessary to work through ambiguity and see a matter through to completion
Ability to think strategically and tactically
Strong analytical and problem-solving skills; sound judgment
Excellent decision-making skills, combined with effective time management and project management/planning skills
A good sense of humor and the ability to stay calm under pressure
An ability to comfortably operate in a fast-paced, constantly changing environment
All candidates for roles in the Legal department must successfully complete a conflicts of interest clearance review prior to commencement of employment.
Keyword: consumer%20banking
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world™s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants™ and employees™ religious practices and beliefs, as well as any mental health or physical disability needs.
The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the œWELL Health-Safety Rating for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment.
As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm™s current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm™s vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.
Equal Opportunity Employer/Disability/Veterans
Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we™re setting our businesses, clients, customers and employees up for success.
With large, global operations, the Legal team tackles complex issues and helps shape the regulations that affect the businesses. The group is organized into practice groups that align with the lines of business and corporate staff areas, which encourages collaboration on legal, regulatory and business developments as they arise.
